GROUP INSURANCE

Group Accidental Death and Dismemberment Insurance

A 24-hour Accidental Death and Dismemberment (AD&D) benefit covers your membership, both active and retired, on and off duty. We have customized these benefits to meet the specific needs of law enforcement groups. AD&D benefits provide coverage for loss of life due to a covered accident as well as other accidental injury losses such as loss of hearing, speech, sight, and dismemberment. The AD&D benefit package includes a base 24-hour benefit as well as expanded benefits that can pay in addition, such as the following…

  • Line of Duty Benefit
  • Felonious Assault Benefit
  • Common Carrier Benefit
  • Seat Belt Benefit
  • Air Bag Benefit

Claim examples of a $10,000 AD&D benefit package:

On-Duty Shooting

$10,000 24-hour Accidental Death
$10,000 Line of Duty
$10,000 Felonious Assault
$30,000 Total Benefit

Off-Duty Vehicular Accident

$10,000 24-hour Accidental Death
$10,000 Seat Belt
$10,000 Air Bag
$30,000 Total Benefit

Our simplified quote and application process can allow you to quickly have a meaningful benefit in place for your entire membership contact us.


Group Life Insurance

We currently insure many associations across the country with group life insurance. This insurance is a benefit of membership as all members are insured. Group life insurance benefits are paid when a member dies from any cause. We will tailor a plan to meet the specific needs of your membership. Life benefits can range from as little as $1,000 to a $50,000 benefit. Associations vary in size – we insure groups as small as 20 members.

Providing a life benefit for the entire association is a great member recruitment tool. Please contact us for a quote for your group.


Group Travel Accident Coverage

Many of our groups have chosen to add a Travel Accident policy to the benefits provided to the association. This Accidental Death and Dismemberment policy protects designated members while traveling on association business. The benefit is modest in cost and typically covers Board Members, Trustees or other elected members.

Please contact us for a complete description of benefits and rates.


A complete description of the benefits, limitations and exclusions are provided in the master contract. Claim examples illustrate covered losses as defined in the master contract.